If you are in the market for a car, then chances are good that one of the very first things that you will be thinking about is whether to buy a new car or a used car. There are benefits to both new and used cars. However, we often find that our customers completely overlook the used car lot in favor of the new cars. If you’re like many of these customers, then take a moment to review the advantages of buying a used car from our dealership – you may be surprised!

Price

One of the most obvious advantages of buying a used car is the fact that most used cars are considerably less expensive than their new car counterparts – even for comparable cars! Used cars are less expensive because they have simply been pre-owned. However, just because they’re used doesn’t mean they’re in bad condition. In fact, all of our used cars are inspected to ensure that they are in the best possible condition before we put them on the lot!

Warranty

In order to make our customers satisfied with their used car purchase, we add a warranty to every car. This way, customers will have a little more peace of mind knowing that the used car they are buying is not only in great condition, but is also covered if anything should go wrong with it!

Variety

We offer a used car lot that is loaded with plenty of options and variety. Feel free to come on by to take a look at the used cars that are currently on our lot. You can also view our used car inventory online though our online inventory search tool!

Options

In addition to the huge used car variety we offer, we also have access to plenty of options and accessories that we can install on your used car. Personalize your used car with an affordable roof rack or other feature that makes your used car even easier to use the way you want it! Plus - because you save money on the cost of the used car, you can most likely afford to have the accessories that you really need to make the car your own!

Come on by today to take a look at the used cars that we offer on our lot-  or to get started buying your used car by checking out our used inventory online at www.okotoksford.com/preowned-about.html

If you are in the market for a car loan, there are a few things that you need to know before you approach a lender or buy your car. Not only do you need to have at least a basic understanding of your finances, but you also need to understand how your car loan will impact those finances in the long and short term. Here’s a brief overview of the information you may need to know before you apply for that car loan:

It will need to be repaid

Believe it or not, some people think that a car loan is something that they get, but may not need to actually repay. On the contrary, whenever you take out a loan of any type, be it a credit card loan or a car loan, you will need to repay that loan. The way in which you repay the loan will be based on the terms that you agree upon with your lender. For example, you may have a longer time to repay the loan or a shorter time to repay the loan. Speak with your lender about these options.

You should have a handle on your budget and finances

Before you add a car loan repayment to your monthly budget, it is important that you already have a handle on your finances. For example, you should be aware of about how much money you have to spend each month. If you are already in debt, you should find a loan program that will not make that debt too much worse. By speaking with your lending agent, you will be able to find a loan program that is right for your overall financial needs.

Credit matters

Your credit matters when it comes to taking out a loan for your car. If you have a high credit score, then you may be eligible for a higher loan amount and a smaller interest rate. However, if you have a low credit score, you may be eligible for a lower loan amount and a higher interest rate. Therefore, it is important that you do everything you can to have good credit before you apply for a loan. We can help you work out some of the details of your credit situation to help you get the best loan rate possible.

Visit us today at www.okotoksford.com to learn more about how to qualify for a loan and how to get the best possible loan for your needs – both financial and lifestyle needs.